Black Friday – If you buy now will you REALLY pay later?!

Posted by & filed under First Time Buyer, House Hunting, Housing, Lifestyle, Mortgage, Moving Experience, News Round, Property Purchase, Property Search.

The UK seems to be being swept up in a whirl of anticipation and Black Friday mania. If you think back three years, the vast majority of the population had never heard of the US post-Thanksgiving sale (roughly their equivalent to a Boxing Day sale) but now it’s being mentioned whenever you turn on the… Read more »

Time flies – Learning to run in the mortgage business

Posted by & filed under Jessie May Trust, Mortgage, Moving Experience, News Round.

This month’s blog comes from Will, who looks back on his first year as a Mortgage Administrator with Moving Experience. Will is the second apprentice to join the business, and contributed (in part) to Moving Experience winning ‘Micro Employer of the Year’ at the Bristol Post & Bath Chronicle Apprenticeship Awards in May this year…. Read more »

Baby boom or baby bust? Planning before your truly moving experience.

Posted by & filed under First Time Buyer, House Hunting, Lifestyle.

The Economist reported a year ago that Birth Rate figures had relentlessly risen from 2001 until there was dip to a little under 700,000 during 2013. Figures published by the ONS this week indicate a continuing downward trend with figures showing 695,000 new babies in 2014. These stats surprised me a little. Maybe its because I’ve become… Read more »

All mortgage lenders are basically the same … aren’t they??

Posted by & filed under First Time Buyer, House Hunting, Mortgage, Moving Experience, Property Purchase.

At Moving Experience we’re often frustrated by the “computer says no” mentality of some lenders when it comes to assessing mortgage applications. We regularly see that it can be difficult to place (what should be) great cases, for lovely clients. Our job as advisors is to fully understand your personal circumstances and needs, and find… Read more »

Buy or Rent? That is the question…

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Mortgage, Moving Experience, Property Purchase, Property Search.

Is it better to buy or to rent? This is a question that I have been asked on numerous occasions, and a decision that’s being faced by increasing numbers of people. There are advantages that can be argued for both options. For example, as a tenant: No maintenance costs to worry about Greater flexibility –… Read more »

6 questions to ask about ‘Getting a Foot on the Property Ladder’

Posted by & filed under First Time Buyer, House Hunting, Mortgage, Property Purchase, Property Search.

I often hear this phrase used quite glibly, not just by the media but also by potential clients. It makes it sounds so easy to buy your first house and “get a foot on the property ladder”. However, in practical terms, for some first time buyer situations it might not be so simple. Property is… Read more »

DIY SOS: The Big Build … It could be you!

Posted by & filed under Finance, House Hunting, Lifestyle, Moving Experience, Protection Insurance.

The BBC’s ‘DIY SOS: The Big Build’ programme helps families from across the UK who find themselves in challenging circumstances, by transforming their homes in to places that are suited to their particular set of circumstances. Last night, the family involved had suffered a major and traumatic event, whilst on a holiday to visit relatives… Read more »

Mortgage Hunting – Who do you talk to? What do you need to know? How do you find advice?

Posted by & filed under Estate Agents, Finance, First Time Buyer, Mortgage, Property Purchase.

It was reported earlier this week1 that The Financial Conduct Authority (FCA) has fined The Royal Bank of Scotland and NatWest £14,474,600 for serious failings in their advised mortgage sales business. This amount includes a 30% discount for an ‘early stage settlement’, otherwise the fine could have been in excess of £20,000,000. This article got… Read more »

Your Mortgage Checklist

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Mortgage, Moving Experience, Property Purchase, Property Search.

There is so much to consider when you are looking to buy a property and here is the Moving Experience checklist to help you through the process. It’s always best to seek expert advice first We offer an holistic view that will enable you to compare lenders, access hundreds of products including exclusives (not available directly)…. Read more »

News Round – April to July

Posted by & filed under Finance, Mortgage, Moving Experience, News Round, Protection Insurance.

Deposit Amount Are Reducing ‘Mortgage Search Data Tracker’ released on 24th April, shows over 25% of searches were for products with a deposit of 10% or less. View Article >> (www.financialreporter.co.uk) A Quarter of Critical Illness Claims Paid to Under 40’s View Article >> (www.covermagazine.co.uk) Just 1 in 5 New Parents Have Life Cover On… Read more »