No one wants to think about illness, accidents and death happening. But every year in the UK more than 100,000 people have a stroke*. More than 375,000 people are diagnosed with cancer **. In 2020 over 22,000 people were seriously injured and almost 1,460 killed on UK roads***.
Bad things happen to good people. And the last thing you need when you’re dealing with challenging circumstances is to have to worry about money. That’s where personal protection insurance comes in.
Life insurance will pay out a pre-agreed lump sum in the event of your death, which case either remain fixed throughout the policy term, or increase or decrease.
With this cover you’ll get a lump sum payment or ongoing income if you’re diagnosed with a specified critical illness or become totally and permanently disabled.
Like life assurance this benefit pays out in the case of critical illness and can also be paid in the event of death, giving your family ongoing income support.
If an accident or illness means you’re unable to work for a period of time, this benefit will replace a portion of your income for a pre-arranged period of time.
Whether you know what you need or you want to talk through your options, get in touch to book your free initial consultation with one of the team.
“This is the fourth time we’ve used Matt and his team and the service provided has been great, as always. Our needs were understood and met and the team kept us up to date regularly. We’ve already recommended them to our family and friends and will continue to do so.” SW, July 2019
Choosing a protection policy doesn’t have to be difficult – not if you have an experienced expert by your side. Here’s how we can help.
The first step is for us to find out all about you – your financial circumstances, goals and any existing provision you might have – and for you to get a feel of who we are and how we operate.
This is where you sit back and relax and we do all the research to see what’s out there that will best suit your needs now and in the future.
Together we’ll revisit your objectives and choices before presenting you with our recommended solutions for you to consider.
Once you’ve made your choice, that’s it. We’ll submit the proposals on your behalf and hopefully you won’t ever have to think about insurance again.
Take the first no obligation step towards protecting your finances and your family – contact one of the team today.
