Your Property Purchase – A step by step guide for home buyers .. 3

Posted by & filed under Finance, First Time Buyer, House Hunting, Housing, Military Mortgage, Mortgage, Moving Experience, Property Purchase, Property Search, Uncategorized.

How does a good Mortgage Advisor know what to recommend? This is the third in my series of my ‘A step by step guide ..’ blogs, and therefore the logical next step if you have already read ‘A Step by Step Guide .. 1’ in which we looked at a pre-mortgage checklist, and also ‘A… Read more »

Your Property Purchase – A step by step guide for home buyers .. 2

Posted by & filed under First Time Buyer, House Hunting, Lifestyle, Military Mortgage, Mortgage, Moving Experience, Property Purchase, Property Search.

Why do you need a mortgage broker, and what will they do for you?? … Hopefully, you’ve read my previous post (A Step by Step Guide .. 1) and worked through your 10 step pre-mortgage checklist – If not, please take a quick step back – When your steps are completed, then we can move… Read more »

Grab your notepad and popcorn, number 3

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Lifestyle, Mortgage, Moving Experience, Property Purchase, Property Search.

Traditionally, as far as our website (and certainly the blog page) is concerned, I have always been very much a fan of the written word. However, to celebrate some films that we created towards the end of last year, and hopefully help to kick start your plans this year I decided to share them here…. Read more »

Grab your notepad and popcorn, number 1 …

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Lifestyle, Mortgage, Moving Experience, Property Purchase, Property Search.

Traditionally, as far as our website (and certainly the blog page) is concerned, I have always been very much a fan of the written word. However, to celebrate some films that we created towards the end of last year, and hopefully help to kick start your plans this year I decided to share them here…. Read more »

A house is only ever worth what someone is prepared to pay.

Posted by & filed under Estate Agents, First Time Buyer, House Hunting, Mortgage, Moving Experience, Property Purchase, Property Search, Uncategorized.

Following a recent meeting with some first time buyer clients, who are currently looking for a property, i received an e-mail from them. As I composed my reply, i thought that maybe my thoughts might be worth sharing with a wider audience. Here’s a slightly edited version of my reply, which obviously has names removed…. Read more »

So this is Christmas, And what have you done ..?

Posted by & filed under Brexit, Family Income Benefit, Family Protection, Finance, First Time Buyer, Income Protection, Life Insurance, Lifestyle, Mortgage, Moving Experience, News Round, Property Purchase, Property Search.

The mince pies have been purchased, classic Christmas movies are running on the TV, and whilst Santa’s elves find the time to wrap all the presents I’m wondering where all the time went! It has been busy year, including a baby, a Brexit, and a bon voyage! The Bank of England decided in August to… Read more »

Rainbows amongst the autumn clouds?

Posted by & filed under Brexit, Finance, First Time Buyer, House Hunting, Housing, Lifestyle, Mortgage, Moving Experience, News Round, Property Purchase, Property Search.

You could be forgiven for thinking that current housing market news is all about Brexit, and the possible impact of the referendum result in the short to medium term. However, there’s other interesting news of which (I think) you should take note. Help To Buy – Less than three months and counting. At the start… Read more »

What’s in a number?

Posted by & filed under Estate Agents, Family Protection, Finance, First Time Buyer, House Hunting, Housing, Lifestyle, Mortgage, Moving Experience, News Round, Property Purchase, Property Search.

Quite a lot, it would seem, if that number’s your postcode. I can tell you from experience that it’s not just an urban myth that families will move lock, stock and kitchen table in order to give their children access to the best schools. It was reported in The Scotsman that a recent study by… Read more »

Balloons may rise, base rates may fall.

Posted by & filed under Brexit, Finance, First Time Buyer, House Hunting, Housing, Life Insurance, Lifestyle, Mortgage, Moving Experience, News Round, Politics, Property Purchase, Property Search.

You probably saw that Mark Carney, the Governor of the Bank of England, announced a reduction of UK base rate to an all-time low of 0.25% last week. This cut was the first change to base rate since March 2009. In this blog we take a look at how the mortgage / housing industry has… Read more »

Attacking the goldfish, and feeding the sharks?

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Housing, Lifestyle, Mortgage, Moving Experience, News Round, Politics, Property Purchase, Property Search.

With approximately six weeks remaining until the implementation of the higher stamp duty rates for second properties, we take a look at the potentially wide reaching implications that these changes could bring. No one knows what the impact of changes will be, but we’ll take a look at some scenarios that could play out…. From… Read more »