Every now and again somebody will say something to you, possibly as a passing comment that will really stick. That comment may even become your very own ‘Sliding Doors moment’, something that you refer back to, and a memory that impacts considerably upon decisions in the future. This is the story of one of mine…. Read more »
Posts Categorized: Mortgage
A house is only ever worth what someone is prepared to pay.
Following a recent meeting with some first time buyer clients, who are currently looking for a property, i received an e-mail from them. As I composed my reply, i thought that maybe my thoughts might be worth sharing with a wider audience. Here’s a slightly edited version of my reply, which obviously has names removed…. Read more »
Staying Out For The Summer, Playing Games In The Rain
I really love this time of year. We’ve enjoyed the first few days of sunshine, watched as nature has sprung in to bloom, and the light is lasting longer. There’s a real sense of anticipation, and I’ve been looking at options, and making plans for the fun summer months. Just a few highlights that I’m… Read more »
From Formula 1 to formula, and sports car to caravan.
There are some moments and milestones in life that give cause for reflection, and recently two of those seem to have converged. It seems like only yesterday that my first son arrived, but in September he’ll be starting school!! I remember starting the business like it was only last week, yet in reality next month… Read more »
So this is Christmas, And what have you done ..?
The mince pies have been purchased, classic Christmas movies are running on the TV, and whilst Santa’s elves find the time to wrap all the presents I’m wondering where all the time went! It has been busy year, including a baby, a Brexit, and a bon voyage! The Bank of England decided in August to… Read more »
Rainbows amongst the autumn clouds?
You could be forgiven for thinking that current housing market news is all about Brexit, and the possible impact of the referendum result in the short to medium term. However, there’s other interesting news of which (I think) you should take note. Help To Buy – Less than three months and counting. At the start… Read more »
What’s in a number?
Quite a lot, it would seem, if that number’s your postcode. I can tell you from experience that it’s not just an urban myth that families will move lock, stock and kitchen table in order to give their children access to the best schools. It was reported in The Scotsman that a recent study by… Read more »
Balloons may rise, base rates may fall.
You probably saw that Mark Carney, the Governor of the Bank of England, announced a reduction of UK base rate to an all-time low of 0.25% last week. This cut was the first change to base rate since March 2009. In this blog we take a look at how the mortgage / housing industry has… Read more »
Sunshine & Showers, Birthdays & Brexit.
It’s been hit and miss recently as far as weather’s concerned. Hopefully you’ve topped up the tan on the good days, and found an umbrella close to hand on the wet days!! As the exam season is finishing, and schools close their gates for 6 weeks, we’re keeping fingers crossed for sunny days when we… Read more »
So What Happens Now??
Today I’ve received several communications from clients who, following the EU Referendum last week, are asking the question ‘What Happens Now?’ Within that broader question, there are smaller details to consider … Will the number of mortgage products available reduce, will the Bank of England need to raise interest rates, will the value of houses… Read more »
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