6 questions to ask about ‘Getting a Foot on the Property Ladder’

Posted by & filed under First Time Buyer, House Hunting, Mortgage, Property Purchase, Property Search.

I often hear this phrase used quite glibly, not just by the media but also by potential clients. It makes it sounds so easy to buy your first house and “get a foot on the property ladder”. However, in practical terms, for some first time buyer situations it might not be so simple. Property is… Read more »

What exactly is Help to Buy ?

Posted by & filed under First Time Buyer, House Hunting, Mortgage.

During my years of advising clients, many of whom who are first time buyers, I’ve often been asked about schemes that are available to help them to get on the property ladder. Recently, the most commonly talked about is the Help to Buy scheme. It’s a term frequently used but rarely explained in the media,… Read more »

Mortgage Hunting – Who do you talk to? What do you need to know? How do you find advice?

Posted by & filed under Estate Agents, Finance, First Time Buyer, Mortgage, Property Purchase.

It was reported earlier this week1 that The Financial Conduct Authority (FCA) has fined The Royal Bank of Scotland and NatWest £14,474,600 for serious failings in their advised mortgage sales business. This amount includes a 30% discount for an ‘early stage settlement’, otherwise the fine could have been in excess of £20,000,000. This article got… Read more »

Your Mortgage Checklist

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Mortgage, Moving Experience, Property Purchase, Property Search.

There is so much to consider when you are looking to buy a property and here is the Moving Experience checklist to help you through the process. It’s always best to seek expert advice first We offer an holistic view that will enable you to compare lenders, access hundreds of products including exclusives (not available directly)…. Read more »

What Will The Next Six Months Bring?

Posted by & filed under Estate Agents, First Time Buyer, House Hunting, Mortgage, Moving Experience, Property Purchase, Property Search.

The Mortgage Market Review The biggest news story of the last few months has to be the Mortgage Market Review, implemented on 26th April. This is the biggest change in regulation for many years. Firstly we must clarify which mortgages are affected. The MMR changes are all about protecting customers using their own home as security for the… Read more »

Moving Experience Celebrates 7th Anniversary.

Posted by & filed under Finance, First Time Buyer, House Hunting, Mortgage, Property Purchase, Property Search, Uncategorized.

MOVING EXPERIENCE CELEBRATES 7TH ANNIVERSARY, WITH BIG PLANS FOR THE FUTURE  Moving Experience is celebrating its 7th anniversary this month and there are big plans afoot for the future as the property market continues to recover. I founded the company in May 2007 and I am very proud of the fact it has developed into… Read more »

Prepare for a Moving Experience – Points to ponder

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Mortgage, Property Purchase, Property Search.

If you’re thinking of purchasing a property, as a first time buyer, or if you’ve bought before, when preparing for moving house there’s quite a bit to think about. What will help is to approach the process in a step by step and logical manner. Before you do anything else, I’d suggest speaking to an independent… Read more »

What is an ‘Agreement in Principle’, and why do Estate Agents ask for them?

Posted by & filed under Estate Agents, Finance, First Time Buyer, Mortgage, Property Purchase.

If you think of purchasing a property, whether it’s for your first time, or you’ve been bought before, there can be quite a few things to think about. What will help you is to approach the process in a step by step, logical manner, and be prepared! The first person to be speak to is… Read more »