What’s in a number?

Posted by & filed under Estate Agents, Family Protection, Finance, First Time Buyer, House Hunting, Housing, Lifestyle, Mortgage, Moving Experience, News Round, Property Purchase, Property Search.

Quite a lot, it would seem, if that number’s your postcode. I can tell you from experience that it’s not just an urban myth that families will move lock, stock and kitchen table in order to give their children access to the best schools. It was reported in The Scotsman that a recent study by… Read more »

The Help to Buy ISA – Is it the pot of gold at the end of the rainbow?

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Housing, Mortgage, Moving Experience, Politics, Property Purchase, Property Search.

The 1st of December is usually all about the Advent Calendar, and thinking of getting decorations down from the loft, but this year it is also notable as the date that the Government’s Help to Buy ISA scheme came into effect. First time buyers can, from today, start opening accounts that will allow them to save… Read more »

Buy or Rent? That is the question…

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Mortgage, Moving Experience, Property Purchase, Property Search.

Is it better to buy or to rent? This is a question that I have been asked on numerous occasions, and a decision that’s being faced by increasing numbers of people. There are advantages that can be argued for both options. For example, as a tenant: No maintenance costs to worry about Greater flexibility –… Read more »

6 questions to ask about ‘Getting a Foot on the Property Ladder’

Posted by & filed under First Time Buyer, House Hunting, Mortgage, Property Purchase, Property Search.

I often hear this phrase used quite glibly, not just by the media but also by potential clients. It makes it sounds so easy to buy your first house and “get a foot on the property ladder”. However, in practical terms, for some first time buyer situations it might not be so simple. Property is… Read more »

DIY SOS: The Big Build … It could be you!

Posted by & filed under Finance, House Hunting, Lifestyle, Moving Experience, Protection Insurance.

The BBC’s ‘DIY SOS: The Big Build’ programme helps families from across the UK who find themselves in challenging circumstances, by transforming their homes in to places that are suited to their particular set of circumstances. Last night, the family involved had suffered a major and traumatic event, whilst on a holiday to visit relatives… Read more »

Mortgage Hunting – Who do you talk to? What do you need to know? How do you find advice?

Posted by & filed under Estate Agents, Finance, First Time Buyer, Mortgage, Property Purchase.

It was reported earlier this week1 that The Financial Conduct Authority (FCA) has fined The Royal Bank of Scotland and NatWest £14,474,600 for serious failings in their advised mortgage sales business. This amount includes a 30% discount for an ‘early stage settlement’, otherwise the fine could have been in excess of £20,000,000. This article got… Read more »

Your Mortgage Checklist

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Mortgage, Moving Experience, Property Purchase, Property Search.

There is so much to consider when you are looking to buy a property and here is the Moving Experience checklist to help you through the process. It’s always best to seek expert advice first We offer an holistic view that will enable you to compare lenders, access hundreds of products including exclusives (not available directly)…. Read more »

Insider Knowledge

Posted by & filed under Protection Insurance, Uncategorized.

Is it a good time to re-mortgage and create the home of your dream? The short answer is that yes, now would appear to be a good time to secure a long term fixed rate, and the security that this will offer, if appropriate to your circumstances. The market seems conflicted about predictions for the… Read more »

News Round – April to July

Posted by & filed under Finance, Mortgage, Moving Experience, News Round, Protection Insurance.

Deposit Amount Are Reducing ‘Mortgage Search Data Tracker’ released on 24th April, shows over 25% of searches were for products with a deposit of 10% or less. View Article >> (www.financialreporter.co.uk) A Quarter of Critical Illness Claims Paid to Under 40’s View Article >> (www.covermagazine.co.uk) Just 1 in 5 New Parents Have Life Cover On… Read more »