Rainbows amongst the autumn clouds?

Posted by & filed under Brexit, Finance, First Time Buyer, House Hunting, Housing, Lifestyle, Mortgage, Moving Experience, News Round, Property Purchase, Property Search.

You could be forgiven for thinking that current housing market news is all about Brexit, and the possible impact of the referendum result in the short to medium term. However, there’s other interesting news of which (I think) you should take note. Help To Buy – Less than three months and counting. At the start… Read more »

What’s in a number?

Posted by & filed under Estate Agents, Family Protection, Finance, First Time Buyer, House Hunting, Housing, Lifestyle, Mortgage, Moving Experience, News Round, Property Purchase, Property Search.

Quite a lot, it would seem, if that number’s your postcode. I can tell you from experience that it’s not just an urban myth that families will move lock, stock and kitchen table in order to give their children access to the best schools. It was reported in The Scotsman that a recent study by… Read more »

Balloons may rise, base rates may fall.

Posted by & filed under Brexit, Finance, First Time Buyer, House Hunting, Housing, Life Insurance, Lifestyle, Mortgage, Moving Experience, News Round, Politics, Property Purchase, Property Search.

You probably saw that Mark Carney, the Governor of the Bank of England, announced a reduction of UK base rate to an all-time low of 0.25% last week. This cut was the first change to base rate since March 2009. In this blog we take a look at how the mortgage / housing industry has… Read more »

Sunshine & Showers, Birthdays & Brexit.

Posted by & filed under Finance, Housing, Jessie May Trust, Lifestyle, Mortgage, Moving Experience, News Round, Politics.

It’s been hit and miss recently as far as weather’s concerned. Hopefully you’ve topped up the tan on the good days, and found an umbrella close to hand on the wet days!! As the exam season is finishing, and schools close their gates for 6 weeks, we’re keeping fingers crossed for sunny days when we… Read more »

So What Happens Now??

Posted by & filed under Finance, First Time Buyer, House Hunting, Housing, Lifestyle, Mortgage, Moving Experience, News Round, Politics, Uncategorized.

Today I’ve received several communications from clients who, following the EU Referendum last week, are asking the question ‘What Happens Now?’ Within that broader question, there are smaller details to consider … Will the number of mortgage products available reduce, will the Bank of England need to raise interest rates, will the value of houses… Read more »

The Help to Buy ISA – Is it the pot of gold at the end of the rainbow?

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Housing, Mortgage, Moving Experience, Politics, Property Purchase, Property Search.

The 1st of December is usually all about the Advent Calendar, and thinking of getting decorations down from the loft, but this year it is also notable as the date that the Government’s Help to Buy ISA scheme came into effect. First time buyers can, from today, start opening accounts that will allow them to save… Read more »

Black Friday – If you buy now will you REALLY pay later?!

Posted by & filed under First Time Buyer, House Hunting, Housing, Lifestyle, Mortgage, Moving Experience, News Round, Property Purchase, Property Search.

The UK seems to be being swept up in a whirl of anticipation and Black Friday mania. If you think back three years, the vast majority of the population had never heard of the US post-Thanksgiving sale (roughly their equivalent to a Boxing Day sale) but now it’s being mentioned whenever you turn on the… Read more »

Time flies – Learning to run in the mortgage business

Posted by & filed under Jessie May Trust, Mortgage, Moving Experience, News Round.

This month’s blog comes from Will, who looks back on his first year as a Mortgage Administrator with Moving Experience. Will is the second apprentice to join the business, and contributed (in part) to Moving Experience winning ‘Micro Employer of the Year’ at the Bristol Post & Bath Chronicle Apprenticeship Awards in May this year…. Read more »

Baby boom or baby bust? Planning before your truly moving experience.

Posted by & filed under First Time Buyer, House Hunting, Lifestyle.

The Economist reported a year ago that Birth Rate figures had relentlessly risen from 2001 until there was dip to a little under 700,000 during 2013. Figures published by the ONS this week indicate a continuing downward trend with figures showing 695,000 new babies in 2014. These stats surprised me a little. Maybe its because I’ve become… Read more »

All mortgage lenders are basically the same … aren’t they??

Posted by & filed under First Time Buyer, House Hunting, Mortgage, Moving Experience, Property Purchase.

At Moving Experience we’re often frustrated by the “computer says no” mentality of some lenders when it comes to assessing mortgage applications. We regularly see that it can be difficult to place (what should be) great cases, for lovely clients. Our job as advisors is to fully understand your personal circumstances and needs, and find… Read more »