“You’re not like a normal advisor, you’re like a mate who knows this sort of stuff”.

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Life Insurance, Mortgage, Moving Experience, Property Purchase.

Every now and again somebody will say something to you, possibly as a passing comment that will really stick. That comment may even become your very own ‘Sliding Doors moment’, something that you refer back to, and a memory that impacts considerably upon decisions in the future. This is the story of one of mine…. Read more »

Bristol is a hot place to be in 2016…

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Housing, Lifestyle, Mortgage, Moving Experience, Property Purchase, Property Search.

…Even if it didn’t feel that way on my journey to work today. According to our local daily paper, The Bristol Post, this city has been decreed a hot place to buy for investors in 2016, up there with Marbella and St Ives in Cornwall apparently. But is that a good thing? The story originated… Read more »

The Help to Buy ISA – Is it the pot of gold at the end of the rainbow?

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Housing, Mortgage, Moving Experience, Politics, Property Purchase, Property Search.

The 1st of December is usually all about the Advent Calendar, and thinking of getting decorations down from the loft, but this year it is also notable as the date that the Government’s Help to Buy ISA scheme came into effect. First time buyers can, from today, start opening accounts that will allow them to save… Read more »

“We are the builders” says George, but are they really?

Posted by & filed under Finance, Housing, Lifestyle, Mortgage, Moving Experience, News Round, Politics, Property Search, Uncategorized.

When Mr Osborne addressed the Conservative Party conference earlier this week, “We are the builders” was his most often repeated phrase. Among other things, the speech talked of investment in housing, in transport, and in the national infrastructure. He announced plans to give housing association tenants the right to buy, and we’re told that he’ll… Read more »

Buy or Rent? That is the question…

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Mortgage, Moving Experience, Property Purchase, Property Search.

Is it better to buy or to rent? This is a question that I have been asked on numerous occasions, and a decision that’s being faced by increasing numbers of people. There are advantages that can be argued for both options. For example, as a tenant: No maintenance costs to worry about Greater flexibility –… Read more »

6 questions to ask about ‘Getting a Foot on the Property Ladder’

Posted by & filed under First Time Buyer, House Hunting, Mortgage, Property Purchase, Property Search.

I often hear this phrase used quite glibly, not just by the media but also by potential clients. It makes it sounds so easy to buy your first house and “get a foot on the property ladder”. However, in practical terms, for some first time buyer situations it might not be so simple. Property is… Read more »

Car seats, stair gates, or simply holding hands – Family protection takes many forms

Posted by & filed under Finance, Lifestyle, Moving Experience, Protection Insurance.

August is proving to be an exciting but also reflective month for me. My son’s first birthday is fast approaching, and everything’s almost organised for a great day of celebration with friends and family. As Rachel and I were going through the list of invitees I realised how much has changed in 12 months. Not… Read more »

Your Mortgage Checklist

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Mortgage, Moving Experience, Property Purchase, Property Search.

There is so much to consider when you are looking to buy a property and here is the Moving Experience checklist to help you through the process. It’s always best to seek expert advice first We offer an holistic view that will enable you to compare lenders, access hundreds of products including exclusives (not available directly)…. Read more »

News Round – April to July

Posted by & filed under Finance, Mortgage, Moving Experience, News Round, Protection Insurance.

Deposit Amount Are Reducing ‘Mortgage Search Data Tracker’ released on 24th April, shows over 25% of searches were for products with a deposit of 10% or less. View Article >> (www.financialreporter.co.uk) A Quarter of Critical Illness Claims Paid to Under 40’s View Article >> (www.covermagazine.co.uk) Just 1 in 5 New Parents Have Life Cover On… Read more »

What Will The Next Six Months Bring?

Posted by & filed under Estate Agents, First Time Buyer, House Hunting, Mortgage, Moving Experience, Property Purchase, Property Search.

The Mortgage Market Review The biggest news story of the last few months has to be the Mortgage Market Review, implemented on 26th April. This is the biggest change in regulation for many years. Firstly we must clarify which mortgages are affected. The MMR changes are all about protecting customers using their own home as security for the… Read more »