It’s not about getting you wrapped up in cotton wool
Everyone wants to be able lead a safe but active life. Now that you have somewhere to live, the important thing is to make sure that you can keep your home and that your family aren’t financially burdened. Whether you’re a property owner, a tenant, or you are a landlord, financial protection is an important consideration for everybody.
What cover is available
Protection solutions are designed to ensure that if the worst does happen, that you have the necessary and appropriate provision to ensure a secure financial future for you and / or your family. We will discuss the needs of each individual, and will then make recommendations based upon your individual circumstances, objectives, and any existing provision that may have been arranged by you or your employer.
Life Assurance provides a pre-determined lump sum, in the event of your death. This amount may remain fixed throughout the policy term, or can be set to increase or decrease over time.
Critical Illness Cover
Critical illness cover is designed to pay a lump sum, or income, following diagnosis of a specified critical illness, or if you become totally and permanently disabled during the term of the plan.
Family Income Benefit
Family income benefit is a form of life assurance, that can be arranged to pay an ongoing income benefit, in the event of a claim for death or critical illness during the term of the plan.
Income protection will replace a proportion of your pre-disability income in the event that you are unable to work due to accident or illness for a period of time. Benefit payments will usually be provided until either you return to work, reach a pre-agreed time limit (such as 2 years) or until you reach the end of the policy term, whichever is soonest.
“Nothing’s too much trouble for Matt and his colleagues. Any question answered without fail. Help is there all the way through from start to end. Regular contact and info sent to me. Highly recommend and so much better than the high street companies as you get the personal touch, knowing they are there to help”. MH 5/15
Your Moving Experience
Sometimes, the idea of discussing your financial situation and having to dig out lots of paperwork can seem very daunting. We’re here to help it run as smoothly as possible. Take a look at what you can expect when you choose to work with us.
Some food for thought
Ask yourself, do you have sufficient cover if you were in an accident, suffered a serious illness, or were made redundant? Could you or your partner meet your financial commitments if anything happened to you? We’re not trying to scare you, but these are very important and a very real concerns.
“A stroke is the third most common cause of death in the UK”
Source: The Stroke Association*
“It is estimated that more than one in three people will develop some form of cancer during their lifetime”
Source: Cancer Research UK**
This is your call to action!
It’s time to act. With no obligation, we can help you make the first step to acquiring the most suitable Protection for you and your income. Just get in touch by giving us a call or by using our contact form today.
* http://www.stroke.org.uk/about/who-risk – 01/02/2013
** http://www.cancerresearchuk.org/cancer-info/cancerstats/ – 01/02/2013