So this is Christmas, And what have you done ..?

Posted by & filed under Brexit, Family Income Benefit, Family Protection, Finance, First Time Buyer, Income Protection, Life Insurance, Lifestyle, Mortgage, Moving Experience, News Round, Property Purchase, Property Search.

The mince pies have been purchased, classic Christmas movies are running on the TV, and whilst Santa’s elves find the time to wrap all the presents I’m wondering where all the time went! It has been busy year, including a baby, a Brexit, and a bon voyage! The Bank of England decided in August to… Read more »

Rainbows amongst the autumn clouds?

Posted by & filed under Brexit, Finance, First Time Buyer, House Hunting, Housing, Lifestyle, Mortgage, Moving Experience, News Round, Property Purchase, Property Search.

You could be forgiven for thinking that current housing market news is all about Brexit, and the possible impact of the referendum result in the short to medium term. However, there’s other interesting news of which (I think) you should take note. Help To Buy – Less than three months and counting. At the start… Read more »

The #JessieGP 2016 – A huge thanks to all involved!

Posted by & filed under Children's Critical Illness, Critical Illness, Family Income Benefit, Family Protection, Finance, Income Protection, Jessie May Trust, Life Insurance, Lifestyle, Moving Experience, News Round, Protection Insurance.

As I type, I have to confess that following yesterday evenings on-track fun & games, this morning I’m feeling some aches and pains! I may no longer be wearing my race suit, or gloves, or helmet, but I still have the sense that my inner-annual-racer has been unleashed!! Huge thanks, and credit, must be given… Read more »

What’s in a number?

Posted by & filed under Estate Agents, Family Protection, Finance, First Time Buyer, House Hunting, Housing, Lifestyle, Mortgage, Moving Experience, News Round, Property Purchase, Property Search.

Quite a lot, it would seem, if that number’s your postcode. I can tell you from experience that it’s not just an urban myth that families will move lock, stock and kitchen table in order to give their children access to the best schools. It was reported in The Scotsman that a recent study by… Read more »

Balloons may rise, base rates may fall.

Posted by & filed under Brexit, Finance, First Time Buyer, House Hunting, Housing, Life Insurance, Lifestyle, Mortgage, Moving Experience, News Round, Politics, Property Purchase, Property Search.

You probably saw that Mark Carney, the Governor of the Bank of England, announced a reduction of UK base rate to an all-time low of 0.25% last week. This cut was the first change to base rate since March 2009. In this blog we take a look at how the mortgage / housing industry has… Read more »

Sunshine & Showers, Birthdays & Brexit.

Posted by & filed under Finance, Housing, Jessie May Trust, Lifestyle, Mortgage, Moving Experience, News Round, Politics.

It’s been hit and miss recently as far as weather’s concerned. Hopefully you’ve topped up the tan on the good days, and found an umbrella close to hand on the wet days!! As the exam season is finishing, and schools close their gates for 6 weeks, we’re keeping fingers crossed for sunny days when we… Read more »

So What Happens Now??

Posted by & filed under Finance, First Time Buyer, House Hunting, Housing, Lifestyle, Mortgage, Moving Experience, News Round, Politics, Uncategorized.

Today I’ve received several communications from clients who, following the EU Referendum last week, are asking the question ‘What Happens Now?’ Within that broader question, there are smaller details to consider … Will the number of mortgage products available reduce, will the Bank of England need to raise interest rates, will the value of houses… Read more »

Do You Find You Doublethink??

Posted by & filed under Children's Critical Illness, Critical Illness, Family Income Benefit, Family Protection, Finance, Income Protection, Life Insurance, Lifestyle, Mortgage, Moving Experience, Protection Insurance.

Generally speaking, it seems that when we go on holiday we are a pretty organised bunch as far as arranging holiday insurance. ABTA reported that around 74% of us get insured before we pack the flip flops, and in this article expresses concern about the risk being taken by the remaining 26%. I’d never travel… Read more »

Attacking the goldfish, and feeding the sharks?

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Housing, Lifestyle, Mortgage, Moving Experience, News Round, Politics, Property Purchase, Property Search.

With approximately six weeks remaining until the implementation of the higher stamp duty rates for second properties, we take a look at the potentially wide reaching implications that these changes could bring. No one knows what the impact of changes will be, but we’ll take a look at some scenarios that could play out…. From… Read more »

Bristol is a hot place to be in 2016…

Posted by & filed under Estate Agents, Finance, First Time Buyer, House Hunting, Housing, Lifestyle, Mortgage, Moving Experience, Property Purchase, Property Search.

…Even if it didn’t feel that way on my journey to work today. According to our local daily paper, The Bristol Post, this city has been decreed a hot place to buy for investors in 2016, up there with Marbella and St Ives in Cornwall apparently. But is that a good thing? The story originated… Read more »